عملية طرح الصكوك

تـمر الصكوك في مراحل عده، منذ إصدارها وحتى تاريخ استحقاق القيمة الاسمية لها واستردادها. وفيما يلي وصفاً مختصراً لهذه المراحل  

  • تقوم الشركة المقترضة بالدخول في اتفاقية بيع وشراء للسلع أو استئجار للأصول، حيث يتم توقيع اتفاقية الوكالة مع حملة الصكوك، وكذلك تعيين أمين حفظ ووكيل دفع، بحسب هيكلة الصكوك.

  • طرح الصكوك على المستثمرين لجمع رأس المال المطلوب، وبعد جمع الأموال في الحساب المخصص للمنشأة ذات الغرض الخاص والذي يتم إنشاؤها مع بنك لحفظ أموال العملاء. وبعد ذلك، يتم الاستحواذ على الأصول أو السلع المزمع بيعها أو تأجيرها على الجهة المستفيدة، أو يتم تطوير هذه الأصول للجهة المستفيدة ثم بيعها على المقترض.

  • في المرحلة الثالثة، تقوم الشركة المقترضة بدفع أرباح عقد المرابحة أو سداد الإيجارات في عقد الاجارة خلال عمر الصك. وفي نهاية أجل الصك، يتم سداد الثمن المؤجل لصكوك المرابحة أو دفع ثمن الأصول المؤجرة لصكوك الاجارة، أو سداد قيمة الأصول المطورة في عقد الاستصناع. وبعد قبض الثمن من قبل وكيل حملة الصكوك، يتم دفعه لحملة الصكوك عن طريق وكيل الدفع، وإطفاء الصكوك.


Important Notice: Kafaa Financial Company has obtained a license from the Capital Market Authority to provide the service of arranging the issuance of debt instruments and investing in them, and does not provide advisory services regarding the investment risks of the financial instruments offered by the company. Investors must review all information related to the instruments, understand them, and make investment decisions based on their personal assessment of those risks mentioned in the offering memorandum. If the client does not understand the risks, they may appoint an independent financial advisor to assist them in making the decision, or choose to refrain from investing in the financial instruments. We would like to note that Kafaa Financial Company is not responsible for the accuracy and validity of the information contained in the offering memorandums, as the full responsibility for the accuracy of the data and information lies with the benefiting company or the entity requesting financing according to the structure of the instruments.

All rights reserved for Kafaa Capital ©2025

Important Notice: Kafaa Financial Company has obtained a license from the Capital Market Authority to provide the service of arranging the issuance of debt instruments and investing in them, and does not provide advisory services regarding the investment risks of the financial instruments offered by the company. Investors must review all information related to the instruments, understand them, and make investment decisions based on their personal assessment of those risks mentioned in the offering memorandum. If the client does not understand the risks, they may appoint an independent financial advisor to assist them in making the decision, or choose to refrain from investing in the financial instruments. We would like to note that Kafaa Financial Company is not responsible for the accuracy and validity of the information contained in the offering memorandums, as the full responsibility for the accuracy of the data and information lies with the benefiting company or the entity requesting financing according to the structure of the instruments.

All rights reserved for Kafaa Capital ©2025

Important Notice: Kafaa Financial Company has obtained a license from the Capital Market Authority to provide the service of arranging the issuance of debt instruments and investing in them, and does not provide advisory services regarding the investment risks of the financial instruments offered by the company. Investors must review all information related to the instruments, understand them, and make investment decisions based on their personal assessment of those risks mentioned in the offering memorandum. If the client does not understand the risks, they may appoint an independent financial advisor to assist them in making the decision, or choose to refrain from investing in the financial instruments. We would like to note that Kafaa Financial Company is not responsible for the accuracy and validity of the information contained in the offering memorandums, as the full responsibility for the accuracy of the data and information lies with the benefiting company or the entity requesting financing according to the structure of the instruments.

All rights reserved for Kafaa Capital ©2025

Important Notice: Kafaa Financial Company has obtained a license from the Capital Market Authority to provide the service of arranging the issuance of debt instruments and investing in them, and does not provide advisory services regarding the investment risks of the financial instruments offered by the company. Investors must review all information related to the instruments, understand them, and make investment decisions based on their personal assessment of those risks mentioned in the offering memorandum. If the client does not understand the risks, they may appoint an independent financial advisor to assist them in making the decision, or choose to refrain from investing in the financial instruments. We would like to note that Kafaa Financial Company is not responsible for the accuracy and validity of the information contained in the offering memorandums, as the full responsibility for the accuracy of the data and information lies with the benefiting company or the entity requesting financing according to the structure of the instruments.

All rights reserved for Kafaa Capital ©2025

Important Notice: Kafaa Financial Company has obtained a license from the Capital Market Authority to provide the service of arranging the issuance of debt instruments and investing in them, and does not provide advisory services regarding the investment risks of the financial instruments offered by the company. Investors must review all information related to the instruments, understand them, and make investment decisions based on their personal assessment of those risks mentioned in the offering memorandum. If the client does not understand the risks, they may appoint an independent financial advisor to assist them in making the decision, or choose to refrain from investing in the financial instruments. We would like to note that Kafaa Financial Company is not responsible for the accuracy and validity of the information contained in the offering memorandums, as the full responsibility for the accuracy of the data and information lies with the benefiting company or the entity requesting financing according to the structure of the instruments.

All rights reserved for Kafaa Capital ©2025